Comprehensive drone insurance for film crews, TV productions, and media companies - protecting your creative vision and production investments
New Zealand's $3.3 billion screen industry relies heavily on stunning aerial cinematography. From blockbuster films to television series, drones provide essential creative capabilities while introducing complex insurance requirements for productions.
$10M liability + equipment coverage
$20M liability + comprehensive coverage
$50M+ liability + completion coverage
Incident: Drone malfunction during action sequence filming caused crash into stunt area, injuring lead actor requiring emergency surgery.
Damages: $2.5M production shutdown, $800,000 medical costs, $1.2M schedule restructuring, insurance settlement $500,000.
Insurance Response: Cast insurance covered medical and compensation. Production delay coverage handled shutdown costs and rescheduling.
Incident: Sudden weather change damaged $150,000 worth of drone equipment during remote location filming in Fiordland.
Damages: Equipment replacement costs, 5-day production delay, crew accommodation extensions, helicopter transportation for replacements.
Insurance Response: Equipment coverage provided immediate replacement funding. Business interruption covered delay costs and additional expenses.
Incident: Drone footage inadvertently captured copyrighted artwork in background, leading to intellectual property claim after film release.
Damages: $750,000 settlement, $200,000 legal costs, distribution delays, post-production re-editing costs $300,000.
Insurance Response: Errors & omissions coverage handled settlement and legal costs. Professional liability covered re-editing expenses.
Incident: Night filming drone crash damaged historic building facade being used as filming location, requiring heritage restoration.
Damages: $450,000 heritage restoration, location fees refund $100,000, alternative location costs, insurance investigation.
Insurance Response: Property damage liability covered restoration costs. Location liability coverage handled additional location expenses.
Script review, budget assessment, cast evaluation, location analysis, production timeline
Safety protocols review, equipment evaluation, location hazards, crew experience, stunt requirements
Liability limits, equipment values, cast coverage, completion bonds, international requirements
Industry standard compliance, guild requirements, government regulations, distributor needs
Certificate issuance, additional insured endorsements, ongoing support during production
Processing Time: 7-21 business days for film productions. Complex international productions may require additional review and specialized underwriter assessment.
Film productions require comprehensive coverage including general liability ($10-50M), equipment coverage, cast protection, and errors & omissions insurance. Drone operations add specific aviation liability requirements and safety protocol compliance.
Yes, major studios typically require $25M+ liability coverage, comprehensive equipment protection, and compliance with union safety standards. International co-productions may require additional coverage territories and higher limits.
Cast insurance protects against production delays and compensation claims from principal actor injuries. Your general liability covers medical costs, while production insurance handles shutdown and rescheduling expenses.
Costs range from $4,000-50,000+ depending on production budget, cast value, and risk profile. Independent films might pay $5,000-10,000, while major studio productions could require $20,000-50,000+ in drone-related coverage.
Worldwide coverage is available but requires specific endorsements for international territories. Consider local regulatory requirements, equipment transportation risks, and crew coverage when filming outside New Zealand.
Errors & omissions insurance covers copyright infringement, privacy violations, and content liability claims arising from aerial footage. This protection is essential for commercial releases and distribution.
Yes, specialized equipment coverage protects high-end cinema drones and camera systems. Coverage includes replacement cost, business interruption, and worldwide transportation protection for valuable production equipment.
Live broadcasting requires additional considerations including signal interruption insurance, audience safety coverage, and broadcast standards compliance. Coverage should address real-time transmission risks and technical failures.
Get comprehensive drone insurance for film crews with production-specific coverage and international protection